Cost & Coverage
Choose the VSP plan that’s right for you.
Overview
As a VSP member through FEDVIP, you’ll enjoy access to care from great eye doctors, quality eyewear, and the affordability you deserve. Choose the Standard Option or select the High Option for enhanced benefits.
2021 Savings
Because VSP is a not-for-profit vision care company, you’ll get access to high-quality care from a VSP network doctor and low out-of-pocket costs. Both plan options provide you with benefits you’ll use and love.
VSP Standard Option
| Save with VSP Coverage | Without VSP Coverage | With VSP Standard Option |
|---|---|---|
| Eye Exam | $185 | $10 Copay |
| Frame ($160 allowance*) | $160 | $20 Copay |
| Single Vision Lenses | $99 | |
| Anti-glare Coating | $146 | $85 |
| Impact-resistant Lenses | $58 | $0 |
| Light-reactive Lenses | $126 | $70 |
| Self-only Annual Premium (Pre-tax for Employees) |
N/A | $91.32 |
| Total Cost for Service | $774 | $276.32 |
| Estimated Annual Savings: $497.68** | ||
** Comparison based on national averages for comprehensive eye exams and most commonly purchased brands. Savings apply when you see a VSP network doctor.
VSP High Option
| Save with VSP Coverage | Without VSP Coverage | With VSP High Option |
|---|---|---|
| Eye Exam | $185 | $10 Copay |
| Frame ($200 allowance*) | $200 | |
| Single Vision Lenses | $99 | |
| TechShield/Unity Anti-glare Coating | $146 | $0 |
| Impact-resistant Lenses | $58 | $0 |
| Light-reactive Lenses | $126 | $0 |
| Self-only Annual Premium (Pre-tax for Employees) |
N/A | $172.92 |
| Total Cost for Services | $814 | $182.92 |
| Estimated Annual Savings: $631.08 | ||
** Comparison based on national averages for comprehensive eye exams and most commonly purchased brands. Savings apply when you see a VSP network doctor.
2021 Rates
You'll experience great overall value on services with savings built into your plan—no matter which one you choose.
VSP Standard Option
| Bi-Weekly | Monthly | |
|---|---|---|
| Self Only | $3.51 | $7.61 |
| Self + One | $7.01 | $15.19 |
| Self + Family | $10.53 | $22.82 |
VSP High Option
| Bi-Weekly | Monthly | |
|---|---|---|
| Self Only | $6.65 | $14.41 |
| Self + One | $13.32 | $28.86 |
| Self + Family | $19.99 | $43.31 |
Network Options
You’ll get more out of your coverage and pay lower out-of-pocket costs when you see a VSP network doctor. Plus, there are no claim forms to submit when you see an in-network doctor. You’ll also save on lens enhancements and take advantage of member-only offers when you use your benefits in network. Find the VSP doctor who's right for you or call Member Services at 800.807.0764 for out-of-network plan details.
| Service | Out-of-Network Re-imbursement | International Re-imbursement |
|---|---|---|
| Eye Exam | Up to $45 | Up to $65 |
| Single Vision Lenses | Up to $45 | Up to $55 |
| Lined Bifocal Lenses | Up to $65 | Up to $75 |
| Lined Trifocal Lenses | Up to $85 | Up to $95 |
| Lenticular Lenses | Up to $125 | |
| Frame | Up to $47 | Up to $120 |
| Contact Lenses | Up to $105 | |
International
When using your benefits overseas, you'll need to file an out-of-network claim. Visit any international eye care provider and you’ll be reimbursed 75% of billed charges up to the amounts shown to the left.
Shop Online
Prefer to shop online? Get contacts, glasses, and sunglasses using your vision benefits on Eyeconic—the VSP preferred online retailer.
Understand the Out-of-Network Process
If you choose to see an out-of-network provider, you’ll need to submit a claim and itemized receipts for partial reimbursement.
My VSP eye doctor took longer than usual examining my eyes. My eye doctor informed me that I had a gray ring around my cornea, which is a sign of high blood pressure, and referred me to see my primary care physician. My PCP confirmed the diagnosis and provided treatment. I'm truly convinced that you can definitely find health problems through an eye exam.