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Cost & Coverage

You've got new coverage options and a whole lot more in store for you in 2022.

Overview

As a VSP member through FEDVIP, you’ll enjoy access to care from great eye doctors, quality eyewear, and the affordability you deserve. Choose the Standard Option or select the High Option for enhanced benefits. 

2022 Savings

Because VSP is a not-for-profit vision care company, you’ll get access to high-quality care from a VSP network doctor and low out-of-pocket costs. Both plan options provide you with benefits you’ll use and love.

VSP Standard Option

Save with VSP Coverage Without VSP  With VSP  With Premier
Eye exam $184 $10 Copay $0
Frame ($200 allowance*) $200 $20 Copay + $40 frame overage $20
Single vision lenses $105
Anti-glare coating $148 $85 $85
Impact-resistant lenses $58 $0 $0
Light-reactive lenses $125 $75 $75
Self-only annual premium N/A $92.88 $92.88
Total $820 $322.88 $272.88
Savings: $497.12 $547.12
* Enjoy the highest frame allowance when you purchase a featured frame brand at VSP Premier doctor locations. VSP's Standard Option plan comes with a $150 or $200 frame allowance. Get a $150 frame allowance toward the purchase of any frame brand, or get a $200 frame allowance on a featured frame brand at VSP Premier doctor locations or get a $200 allowance on any frame brand at Visionworks®. Click here to see a list of featured frame brands.

VSP High Option

Save with VSP Coverage Without VSP With VSP With Premier
Eye exam $184 $10 copay + $40 frame overage $0
Frame ($250 allowance*) $250
Single vision lenses $105
TechShield anti-glare coating $148 $0 $0
Impact-resistant lenses  $58 $0 $0
Light-reactive lenses $125 $0 $0
Self-only annual premium N/A $174.48 $174.48
Total $870 $224.48 $174.48
Savings: $645.52 $695.52
* Enjoy the highest frame allowance when you purchase a featured frame brand at VSP Premier doctor locations. VSP's High Option plan comes with a $200 or $250 frame allowance. Get a $200 frame allowance toward the purchase of any frame brand, or get a $250 frame allowance on a featured frame brand at VSP Premier doctor locations or get a $250 allowance on any frame brand at Visionworks®. Click here to see a list of featured frame brands.
 

2022 Premiums

You'll experience great overall value on services with savings built into your planno matter which one you choose.

VSP Standard Option

  Bi-Weekly Monthly
Self Only $3.57 $7.74
Self + One $7.13 $15.45
Self + Family $10.71 $23.21

VSP High Option

  Bi-Weekly Monthly
Self Only $6.71 $14.54
Self + One $13.44 $29.12
Self + Family $20.17 $43.70

Network Options

You’ll get more out of your coverage and pay lower out-of-pocket costs when you see a VSP network doctor. Plus, there are no claim forms to submit when you see an in-network doctor. You’ll also save on lens enhancements and take advantage of member-only offers when you use your benefits in network. Find the VSP doctor who's right for you or call Member Services at 800.807.0764 for out-of-network plan details.

Service

Out-of-Network
reimbursement

International
reimbursement

Eye Exam Up to $45 Up to $65
Single Vision Lenses Up to $45 Up to $55
Lined Bifocal Lenses Up to $65 Up to $75
Lined Trifocal Lenses Up to $85 Up to $95
Lenticular Lenses Up to $125
Frame Up to $47 Up to $120
Contact Lenses Up to $105

International

When using your benefits overseas, you'll need to file an out-of-network claim. Visit any international eye care provider and you’ll be reimbursed 75% of billed charges up to the amounts shown to the left.

Shop Online

Prefer to shop online? Get contacts, glasses, and sunglasses using your vision benefits on Eyeconic—the VSP preferred online retailer.

Visit Eyeconic

Understand the Out-of-Network Process

If you choose to see an out-of-network provider, you’ll need to submit a claim and itemized receipts for partial reimbursement.

Learn More

My VSP eye doctor took longer than usual examining my eyes. My eye doctor informed me that I had a gray ring around my cornea, which is a sign of high blood pressure, and referred me to see my primary care physician. My PCP confirmed the diagnosis and provided treatment. I'm truly convinced that you can definitely find health problems through an eye exam.

~ Nancy L.

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